Florida Property Damage Lawyer
Hiring a property damage lawyer in Florida can help you navigate insurance issues and get compensation quickly. Insurance companies often try to pay you as little as possible. But with a Florida property damage lawyer, you can help ensure you get a fair insurance settlement.
At Arias & Abbass Your Attorneys, we know how to negotiate with insurance companies and fight them in court when they refuse to compensate our clients. We have the experience and the commitment to help you after you sustain property damage.
Call (786) 530-4357 or send us an online message today for a free consultation.
When you’re dealing with insurance claims, homeowner’s insurance disputes, or property damage issues in Florida, having a skilled property damage lawyer on your side is essential. Insurance companies often try to minimize payouts, leaving you with less than you deserve. But with Arias & Abbass Your Attorneys in Florida, you can count on us to help you secure a fair insurance settlement.
At Arias & Abbass, we have the experience and expertise to negotiate with insurance companies effectively. If your insurer refuses to compensate you fairly, we’re prepared to take the fight on your behalf. We’re here to support you in the aftermath of property damage.
Call (786) 530-4357 or send us an online message today for a free consultation.
Common Types of Property Damage Claims in Florida
There are several common types of property damage in Florida, including the following.
Hurricane and Storm Damage
Hurricanes are incredibly common in Florida, especially in Florida. These storms can damage the roof, break windows, cause flooding, and more. The worst storms can result in a total loss of your property.
Flood Damage
Many places in Florida are not much higher than sea level. These lowlands are prone to flooding due to the heavy rain that our state gets. Most home insurance policies do not cover flood damages. Despite this, AAA found that 67% of Floridians do not have flood insurance.
Fire Damage
Fires spread quickly in our state, especially during dry seasons.
Some common causes of fires include:
- Forgetting to turn off the stove,
- Lightning struck the house, and
- Electrical wiring problems.
Even if you put out a fire quickly, you might have smoke damage. Treating smoke damage might involve renovating walls and ceilings or removing carpets to get rid of the smell.
Water Damage
Many cases of water damage in Florida are due to faulty or old pipes. Older homes often have cast iron pipes. These pipes can last 50 years in some places, but in Florida, they can start failing after 25 years due to our unique climate. Burst pipes and leaks can be hard to detect since they usually occur behind walls and flooring. As a result, water can cause widespread damage to your home before you notice the leak.
Sinkholes and Foundation Damage
Sinkholes naturally occur throughout Florida. Water under the soil erodes rock formations, causing the ground to shift. These shifts can cause anything from small cracks in your foundation to large holes in your yard. Foundation damage can be drastic and expensive, so it is important to address sinkhole damage quickly.
Termite Damage
The high humidity and frequent rain storms make Florida damp, leading to your property retaining high amounts of moisture. Termites are attracted to moisture, which can cause them to infest critical areas of your home.
Many homeowners insurance companies in Florida do not cover termite damage. However, this is not always true, even if your policy disclaims termite damage. Even if you think you don’t have coverage, a Florida property damage attorney may be able to work with your insurance company to recover compensation.
Property Damage Insurance Coverage Laws in Florida
Florida law does not require homeowners to purchase property damage insurance. However, the law does require homeowners insurance companies to cover specific causes of damage.
For example, all insurance companies must offer one of the approved hurricane deductibles. Likewise, the law requires insurance companies to cover damage due to a “catastrophic ground collapse,” or sinkhole. Lastly, Florida has a Homeowner Claims Bill of Rights. This law explains what steps a homeowner needs to take when filing a claim and their rights while working with the insurance company. Despite this statute, a Florida property damage lawyer will tell you that insurance companies try to avoid the duties assigned to them.
When to Hire a Florida Property Damage Lawyer
You don’t necessarily need a lawyer for every property damage claim. However, there are certain circumstances where hiring an attorney is highly encouraged.
Early Signs of Trouble
Many insurance companies process property damage claims without issue. However, you should contact an attorney as soon as something feels off. For example, some companies may be unresponsive or drag out the process. A call from a property damage insurance claim lawyer can help get these companies to work more quickly.
Delayed or Denied Claims
Sometimes, your claim will be approved, but you never receive the funds. This delay can prevent you from finishing repairs, leading to more damage.
Other times, your insurance carrier might deny a claim that falls within your policy. The company might say you filed the claim too late or incorrectly. Hiring a property damage attorney in Florida might help get these claims approved.
Disputes with Insurance Companies
Insurance companies sometimes refuse to approve a claim, even if you do everything correctly and have ample evidence. Your attorney can file a lawsuit against the insurance carrier in these situations. These disputes can involve complex issues like breach of contract and fraud, and your attorney will know how to navigate them best.
Contact an Experienced Florida Property Damage Lawyer
Going up against an insurance company can be a tough fight. Fortunately, the attorneys at our firm are true trial lawyers with years of trial experience. On top of this, we used to defend insurance carriers, so we know all the tactics these companies use.
Call our office at (786) 530-4357 or reach us online today to speak with a Florida property damage lawyer.
We offer free consultations.
When you’re dealing with insurance issues in Florida, like claims, homeowner’s insurance disputes, or property damage, having an experienced property damage lawyer on your side is crucial. Insurance companies often try to pay out as little as possible, leaving you with less than you deserve. But with Arias & Abbass Your Attorneys in Florida, you can trust us to help you get a fair insurance settlement.
At Arias & Abbass, we have the know-how to negotiate with insurance companies effectively. If your insurance provider refuses to compensate you fairly, we’re ready to fight for your rights. We’re here to support you after property damage occurs.
Contact us today at (786) 530-4357 or send us a message online for a free consultation.
