Insurance companies often offer low settlements that don’t fully cover your claims. They justify these lowball offers based on estimates from their adjusters. But you can challenge your insurer’s offer if it’s too low. You may be comparing the value of a public adjuster vs. an attorney to help you with this process.
At Arias & Abbass Your Attorneys, we offer many more benefits than public adjusters. Not only can we challenge your insurance company’s estimate, but we can also file a lawsuit to help you get fair compensation under your policy.
What Is a Public Adjuster?
A public adjuster assists policyholders who want to challenge their insurance company’s estimate. Public adjusters evaluate the extent of damage to your property and prepare their own estimate. They use this quote to negotiate with the insurer.
Why You Shouldn’t Hire a Public Adjuster
Adjusters offer few services and come at a high cost. They can review your losses and negotiate with insurance companies, but their usefulness ends here. They won’t be able to help you if your insurer refuses to increase the settlement or breaks Florida’s insurance laws. If this happens, you’ll learn that working with an adjuster leads to wasted time and increased stress.
Why You Should Hire an Attorney Instead of a Public Adjuster
Lawyers offer the same services as public adjusters but also provide many more advantages. They can assist you through the entire dispute process, saving you time and giving you peace of mind.
An attorney’s services often include the following:
- Coverage analysis. Attorneys can review your insurance policy to identify potential coverage areas a public adjuster might overlook. They can determine whether your claim falls within the policy’s coverage to ensure you get maximum compensation.
- Damage estimate. Lawyers can inspect your property and calculate damages. They will coordinate with experts to ensure your claim accounts for all losses at fair value.
- Claim denial assistance. An attorney can apply legal pressure to challenge an insurance company that wrongfully denies a claim. They will use the policy, statutes, and case law to demonstrate why your claim is valid.
- Negotiation skills. Attorneys are trained negotiators and can handle discussions with insurance companies to achieve the best settlement possible. They understand the tactics insurers use and can counter them effectively.
- Legal knowledge. Attorneys have a deep understanding of insurance law and regulations. They can interpret policy language and leverage legal arguments to maximize your claim.
- Trial advocacy. If your insurance claim leads to a lawsuit, an attorney is well-equipped to represent you in court. They can present your case and show the judge or jury why the law supports your claim for higher compensation.
In short, working with an attorney is the best way to challenge your insurance company. Their legal knowledge and fierce advocacy can help you hold your insurer accountable.
Schedule a Consultation with Our Insurance Attorneys
Don’t take the risk of hiring a public adjuster. Speak with Arias & Abbass Your Attorneys to get help with your insurance dispute. We can review your policy, evaluate damages, and negotiate with your insurer.
Our lawyers used to represent some of the biggest insurers in Florida. We know all the tricks these companies use to deny and undervalue claims. We will use this insider knowledge to help you get the most compensation available.
Call our office today to schedule a case evaluation.
